Since I'm known as a 'rich person', I feel I have to tip at least $5 each time I check my coat. On top of that, I would have to wear a very expensive coat, and it would have to be insured. Added up, without a topcoat I save over $20,000 a year.

The secret of success is to know something nobody else knows.

The secret of business is to know something that nobody else knows.